Thursday, March 11, 2010

(He's) Sick and (I'm) Tired

I'm still trying to figure out what people don't get about the health care crisis in America. I heard somewhere that, since "most people" have their health insurance paid for by their employers, the general population just doesn't connect with the cost. Huh?

I've worked for a living since I was eighteen. That would be thirty-three years—up until we bought the restaurant in 2006. Three decades of mostly full-time employment. Mostly in food service. And out of that whole time, I got employer-paid health insurance maybe six or seven years. That's right, folks—the restaurant industry has always sucked at providing health insurance for its employees. (And there's a reason for that—restaurants function on notoriously tight margins. The dining-out public would not pay what a meal would cost if the operators had to absorb the cost of health insurance for the employees. Especially now. Imagine a Big Mac costing ten bucks…that's what it would be, if Ronny Mac's was going to buy health insurance for all their workers. Honestly, if the Hot Flash Cafe were forced to provide a health plan for our employees, we would have to close our doors. The money just isn't there. But that's a rant for a different day…) To get back to my point: I know I'm not the only member of the voting public who has had to worry about health insurance--and sometimes go without--for most of my working life. So, believe me when I say there are legions out there who get that we're in a world of hurt here when it comes to health care and insurance costs.

Still, through the magic of payroll deductions, many folks have no idea exactly how much of their paychecks are eaten up by health insurance costs. People never see that money, so they don't miss it. They probably even blame their shrinking take-home pay on taxes. Blame it on the government--that's the easier target. And certainly nobody on the insurance companies' side of the health care debate is inclined to point out that error.

My husband has $144 per week, per week, taken out of his check to cover health insurance for himself and for me. No family coverage, no kids dragging us to urgent care once a month. Just him and me. That's almost 9% of his earnings going out of his check—before he ever sees it. Oh, and by the way—that $144 is the highest number on the list of deductions from his check. Federal Income Tax is only $131. So his insurance deduction is higher than his tax rate. We joke sometimes—though it's not funny, really—that thirty years ago, he was earning less than a quarter of what he makes now, but he had better insurance (Blue Cross/Blue Shield) and it was free.

But, honestly…even if you haven't noticed the meteoric rise in the cost of health care, how can you fail to see the precipitous decline in the quality of health care? Let's say, through some miracle, you DO get in to a hospital or clinic. The chances that you are actually going to see a DOCTOR are almost negligible. There are nurse practitioners, and physician's assistants and licensed this-and-thats… but where are the doctors?

California Chef (my kitchen manager and right-hand man) has been sick for two weeks. He first called in last Tuesday to tell me he was too sick to come to work. He came back on Thursday, worked three hours and had to go home. I knew by the look and sound of him that he was really sick. My diagnosis was pneumonia—I had my own little encounter with that nasty bug ten years ago. He looked exactly how I remember feeling during that miserable bout. I told him to go home and get himself to a doctor.

Well, he took my advice…went to a clinic. Don't know if the person he saw actually WAS a doctor, but that person told him he had an intestinal virus and "mild bronchitis." Sent him home with a pat on the head and no meds. Five days later, chef is trying to come back to work, because the medical professionals have, after all, told him that he was on the mend… And by god, by the end of his shift last night, the poor kid can't breathe and he looks like crap. So he calls me on the phone at 7:30 this morning and says he was running a fever again last night, so he's going back to the clinic before he comes to work. He thinks he might be a little late for his shift…will that be okay? Two hours later I call him to find out what's up, and he says they have just told him he has double pneumonia, they are giving him some whopping antibiotics, and he shouldn't come back to work for at least five days. Well, DUH!!! If I could get my hands on that first dipshit who told him he had "mild bronchitis," I'd show that idiot some shortness of breath…with my hands around his throat.

Ten years ago, all A DOCTOR had to do was listen to my chest to figure out I had pneumonia. It wasn't tough…it just took someone with the education and the training to interpret what she was hearing through the stethoscope. I really want to know what kind of under-qualified bedpan-pusher couldn't even recognize pneumonia when they heard it in California Chef's lungs. And are the un- and under-insured the most likely beneficiaries of such excellent, highly skilled practitioners? Or are we all paying more and more for less and less?

So when "they" tell me that the general voting public of this country doesn't understand that there is something very broken about health care in the United States of America, I can't help but believe that "they" are full of crap. I'll wager there is not a soul out there who has had anything to do with medical treatment—or the lack thereof—in the past ten years, who doesn't know that we're in deep, deep trouble. I hope we don't have to wait until the system is so fouled up that nobody can get decent treatment, not for any price (though I'm afraid we may already be there) before something shakes loose and REAL reform comes to pass.

On second thought, who needs reform? I'd settle for things going back to where they were thirty years ago…

6 comments:

marigolds2 said...

Oh man, I wrote a long comment to this post when it was on the other blog, Women On, this morning. I do hope that you read it before you moved it, I can't possibly write it again. Did you??

Lisa :-] said...

Yes, Mary Ellen, I did read it. I'm sorry your comment got deleted with the post. The post didn't really belong on "Women On," and I forgot there was a comment on it before I "moved" it.

But, yeah...I think moving to Costa Rica--or maybe anywhere in the world--would probably be a fine decision health-care wise. It's too bad, isn't it?

Cynthia said...

The only people who don't get that our health care system is in a world of hurt are the people who have an investment in keeping it the way it is, but they're trying to convince everyone else. It's hegemony pure and simple.

emmapeelDallas said...

My ex is a lawyer, but he was never in a big firm. He was a civil rights lawyer when I met him, and later a securities lawyer. People tend to think lawyers make a lot of money, but he never did, and for most of our marriage, we did not have health insurance for the very simple reason that we couldn't afford it. As for the missed diagnosis...my younger daughter had a similar thing happen when she was in her late teens and in college and developed a mysterious, lower right quadrant stomach ache. From the severity and symptoms, I was thinking appendicitis, but she got checked out and sent back to her apartment for the weekend by whomever saw her in the ER. The next day she called me in agony, and when I determined, over the phone, that she had rebound tenderness I sent her back to the ER, where they admitted her and were able to remove her appendix just before it would have ruptured. Great medical care, that, and very expensive too.

Virginia said...

I have always had good health insurance, in part because that is a base criteria for me taking a job. The result though is having jobs I don't really want. My options are even more limiting because I need domestic partner benefits (and no federal jobs offer that.... and most science jobs here are federal).

Even so, having good insurance doesn't mean I have good health care. I am also wise enough to see what's going on in this country with respect to the health care fiasco. You are right - pay more and get much less.

I had pneumonia once. Went to a doctor-in-a-box because I had no primary care doctor (couldn't find one even with insurance). He gave me antibiotics that didn't help the infection but did, unknown to me, make me very photo-sensitive. Thus the third week in Sept., going outside at 3:00 in the afternoon, I got the worste sunburn of my life. After dutifully taking the entire perscription and then going back to the doctor because I was no better, I witnessed the head doctor yelling at him because I was given the wrong drug. All in all, it took six months to get over the illness and be able to take a deep breath again.

Cynthia is right.

Virginia

Virginia said...

Oh, I forgot to share: I had a chest xray to diagnose the pneumonia. The idiot doctor showed me the xray, showed the indications of pneumonia, then moved his gaze around the xray, said out loud "I wonder what that spot on your lung is....?" He then froze, horrified that he said that out loud to me, grabbed the xray and ran out of the room. I stood for 10 minutes waiting for his return, thinking the worst of what a spot on my lung could mean. The head doctor returned with him, they examined the xray together, then the head doctor yelled at him that he was looking at an artifact produced by the xray machine.

Honestly, my car gets better care with my mechanic than I get with doctors, with my GOOD health insurance.

Virginia